Do you need a cash loan to buy a car but are unable to get one because of your credit score? Rapid Auto Loans offers Tampa car title loans for consumers who need to make some quick cash.

Unlike traditional lenders, which require credit reports and complex paperwork, Rapid Auto Loans offers a simple way to get a car title loan. Even better, we offer 12-month contracts instead of the usual 30-day contract, setting us apart from other lenders.

If you're living in Tampa and looking for a licensed consumer finance company, then our easy process is a top choice.

What Information Is Needed For A Tampa Car Title Loan?

Tampa car title loans are easy to get with a company that looks out for your needs. Rapid Auto Loans has an efficient system that helps consumers get the money that they need when they need it.

When applying for a car title loan, you simply need to provide the following information:
  • Value of the vehicle
  • Recent Florida resident history

This information is used to determine whether you qualify for a loan or not - no credit history required! If you are approved, then the vehicle becomes the collateral for the loan in the form of a hard copy of your title.

This means that the car can be used to your heart's content, without the stress or hassle of a normal car loan.

The Process Of Getting Your Car Title Loan?

The process of getting a Tampa car title loan has never been simpler.

  1. Fill out an application on the phone or online
  2. An amount is determined based on the information that you provide
  3. Set a 30-minute appointment at one of our convenient authorized inspection centers, or online
  4. Once approved, the funds are usually available in 10 minutes!

Paying Back The Car Title Loan

The time period for paying back your Tampa car title loan with Rapid Auto Loans is one of the details that set us apart. The payments are made over 12 months, rather than the usual 30 days that most lenders insist on.

The first of these monthly payments is due about 30 days from the loan date. The finances can be mailed, paid through the website, or transferred at an authorized payment center at Walmart or 7-11. In each instance, your personal banking and card information are never stored.

What Happens Payments Are Late?

We understand that life is unpredictable which is why we offer a 10-day grace period on late payments. After these initial 10 days have passed, a late fee will be applied. All that you need to do is contact us and keep us updated.

If there is still an issue with making payment, then we encourage you to reach out. Contact one of our friendly and professional Rapid Auto Loans Tampa team members at 813-235-0166.

Areas Served By Tampa Car Title Loans

Rapid Auto Loans provides fair and reasonable credit services to people living across Florida, including the Tampa area. Some of the largest cities that are served in the Tampa area include St. Petersburg, Tampa, Sarasota, and Bradenton. With your car title loan from Rapid Auto Loans, you can drive from one city to the next in the comfort of your new car! For fast approval, apply for a car title loan online or contact us today at 813-235-0166!

Our Tampa Area Partner Locations

Tampa East - South Florida No Fault South Florida No Fault Insurance Service
2155 W. Busch Blvd
Tampa, FL 33612
Tampa West - Tampa Select Insurance Group Tampa Select Insurance Group
4449 West Hillsborough Ave.
Tampa, FL 33615
Bradenton - Ace Insurance Ace Insurance - Bradenton
5112 14th St W, Suite C
Bradenton, FL 34207
Sarasota - Ace Insurance Ace insurance - Sarasota
4239 Bee Ridge Rd
Sarasota, FL 34233
All loans have a repayment period of 12 months and there is no minimum prepayment penalty. Interest Rates are determined and approved by the State of Florida based on the borrowed amount and the maximum APR (which includes interest rate plus fees and other costs for a year) is 30%. You pay interest only for the time your loan is outstanding. Below is a representative example of the total cost of the loan, including all applicable fees:



Government Fee


Credit investigative Fee


Documentary Stamp Tax


Total amount Financed


Original Loan Date




Monthly Payment (x12)